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employee association plan
 
things to know
 
 

 


      Kalis & Associates
      Tom Hall
      Pacific Palisades, CA

Providing Health
Benefits to Your
Employees
Helps
Improve Profits


We are a group of small business owners who have joined together in a non-profit organization to help other small businesses get access to affordable, quality health insurance and other benefits for themselves, employees and their dependants.

If you don't yet offer health insurance or if you do and just want to explore better services and prices call toll free 1-866-CSBR-444


Reasons to provide health benefits to your employees and/or their dependants.

  • Helps improve your bottom line and morale
  • Retaining and obtaining skilled employees
  • Better attendance records through preventive health care
  • Affordable choices for your company and your employees

Why you should consider our program

  • One stop shopping for all your benefit needs
  • For small business by small business
  • Customized programs to meet your needs
  • We eliminate administrative hassles
  • Choice of program types - PPOs, POS, HMO, MSA (descriptions on FAQ)
  • Objective review of your existing plans for enhancements

Trends/Studies on Small Business Health Insurance
Choice of Plans
A recent study shows most Americans with health insurance have coverage through employer health plans. In 2001, small employers are less likely to offer employees a choice of health plans.
Types of Plans Offered by Small Firms
Small business owners want to furnish health benefits to their employees and their dependants.
While price has been the number one reason, small employers do not offer coverage to their employees, a survey by the Small Business Education Foundation also identified other reasons including:

Studies have also shown that many small employers are not aware of tax advantages that are available when you furnish these benefits. Plus today's many government contracts require furnishing of health benefits or an increase in hourly wage to employees to purchase their own health coverage.

csba@pacbell.net

Health | Retirement | Long Term Care