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PacAdvantage - A Small Group Purchasing Pool

Affordable Health Insurance for Small Businesses

Small businesses in California now have the same health insurance choices and low rates as large organizations, with no health questions asked, and locked-in rates for one year! PacAdvantage offers:

Choice —
Choose from nearly a dozen name-brand health plans offering HMOs, PPOs, and more, plus dental, vision, and chiropractic/acupuncture benefits.

Simplicity —
Enroll an entire group with ease. Make just one monthly premium payment.

Affordability —
Enjoy the same low group rates as large companies through the PacAdvantage purchasing pool of more than 11,000 small-group members!

 

 


About PacAdvantage

We Are...

…a nonprofit purchasing pool offering affordable health insurance plans to small businesses in California with 2 to 50 employees.

We Promise...

…to provide California's small employers and their employees with a comprehensive, affordable selection of health plans from such top-name providers as Blue Shield, Health Net, and Kaiser. With PacAdvantage, employers, employees, and their dependents cannot be turned down for health insurance coverage because of health, age, occupation, or residence.

We Started...

…as part of small-business health insurance reforms enacted in California under Assembly Bill 1672 in 1992. Formerly known as The Health Insurance Plan of California (HIPC), PacAdvantage now covers more than 11,000 small employers and 147,000 group members.

We Serve Employers With...

  • a choice of affordable benefit packages for health, dental, vision, and chiropractic/acupuncture care.
  • a choice of employer contribution options.
  • reduced paperwork through our simplified qualification and enrollment process.
  • one monthly billing statement.
  • a dedicated customer service team to make administration easy and efficient.

We Serve Employees With...

  • a choice of nearly a dozen health insurance providers including Blue Shield, HealthNet, and Kaiser.
  • a comprehensive array of plan types—from HMOs and PPOs to POS, Triple Coverage, and Flex Net plans—so you're sure to find one that fits the needs of you and your family.
  • assurance that you cannot be turned down for coverage because of health, age, occupation, or residence.
  • guaranteed rates that are locked in for one full year.
  • ongoing customer care through our toll-free customer service number, website features such as Find-a-Doctor service, and the downloadable PacAdvantage Employee Handbook.
 

Flex Net PlansTriple Coverage PlansPPO PlansHMO Plans

For more information visit the PacAdvantage Website



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Pacific Health Advantage is also known as the Health Insurance Plan of California

csba@pacbell.net

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